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Sep 8 2020

Tips for Financing a New Air Conditioner or Water Heater

There may come a time when you know that your home needs a new large appliance, such as a new water heater or a new air conditioner. However, you may not have the cash on hand, or may not want to part with so much cash at once. When this is the case, there are a few different options for financing your new home appliance. Please reach out to Van Drunen Heating & Air Conditioning today to learn more about the costs of water heater or air conditioner installation, as well as financing options available. 

Methods for Financing a New Home Appliance

When you need to buy a new home appliance and aren’t ready to part with the cash up front, you have a few different options available to you. These include:

  • Credit cards. A credit card can be a great option for financing if you have the cash available to pay off the purchase quickly–the last thing that you want to deal with is accumulating interest, credit card debt, and other penalties. If you do have the means to pay your card off in full, though, you may be able to get points or earn other rewards by using a credit card. 
  • Personal loan. A personal loan to finance your appliance could be a good option depending on things like your credit score and lending history. If you are able to secure a low rate, a personal loan might be a good option. 
  • Home equity loan. A home equity loan is similar to a personal loan–you’ll be looking at a fixed rate, fixed payment, and a fixed time for repayment. The difference between a personal loan and a home equity loan is that a home equity loan is secured by the equity in your home. 

Finance with Us!

Another option when you’re buying a new air conditioner or water heater (or furnace) from Van Drunen Heating & Air Conditioning is to finance with us. We offer low rates, unsecured financing, loans up to $20,000, up to 10 years to repay, and 100 percent financing available. 

Call Van Drunen Heating & Air Conditioning Today

To learn more about how to meet your home’s heating and cooling needs and how our team can help with the installation and financing questions, please call us today. We are available to talk by phone, or you can send us a message telling us more about your situation and the services you’re looking for. 

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